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NFCC Budget Worksheet



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Monthly Income

Monthly Income Source Current Monthly Income
Net Income No. 1 (income less taxes, Social Security, Medicare)
Net Income No. 2 (income less taxes, Social Security, Medicare)
Child Support Received
Spousal Support Received
Military Retirement
Other Retirement
Social Security Received (after taxes)
Other Income (list source)
Total Take-Home Income


Monthly Fixed Expenses Current Monthly Spending
Mortgage No. 1
Mortgage No. 2
Auto Loan/Lease No. 1
Auto Loan/Lease No. 2
Home Equity Loan
Debt Consolidation/ Other Loan(s)
Student Loan(s)
Rent
Condo or Home Owner Association Fees
Electricity
Oil or Gas
Water
Garbage Collection
Sewer
Phone (land line)
Cell Phones, Pagers, PDA
Cable/Satellite/TiVo Boxes
Internet Access
Car Insurance
Health Insurance (if it isn't deducted from your paycheck)
Long-Term Care Insurance
Child Support
Alimony
Medical/Dental Payments
Retirement Savings
Emergency Fund Savings
Other:
Total Monthly Fixed Expenses


Total Monthly Variable Expenses (Spending you can change) Current Spending
Credit Card No. 1
Credit Card No. 2
Credit Card No. 3
Credit Card No. 4
Credit Card No. 5
Store Card(s) (total)
Gas Card(s) (total)
Other Credit Lines Not Included in Table No. 5
Groceries
Eating Out (include restaurants, fast food, lunches, etc)
School Lunches
Gasoline, Tolls, Parking
Public Transportation - Bus, Train, Subway
Health Club Membership
Daily Coffee/Snacks
Laundry/Dry Cleaning
Household Items (not grocery)
Pet Care and Supplies
Baby Items
Children's Allowances
Hair Cuts/Grooming/Manicures, etc
Cosmetics
Clothes
Entertainment: 
      Movie
      Movie/Game Rental
      Cable On-Demand Movies
      Sports Event: Gamer, Races
      Concerts
      Play/Dinner Theater
      Symphony
      Day Trips to Amusement Parks
      Other
CDs
Club Dues
Babysitter/Day Care
Lessons: Music/Sports/Tutoring
Field Trips
ATM Withdrawals (if you have not already listed
elsewhere what you spent the money on)
ATM Fees
Computer/Online Expenses
Donations/Tithe
Lawn Service
Occupational Licenses/Fees
Emergency Savings
Retirement Savings
Tobacco/Alcohol
Magazine Subscriptions
Misc. Spending Money
Postage
Other:
   
Total Monthly Variable Expenses
   
Total Monthly Net

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